
	Don't forget to factor in closing costs when considering a home sale or purchase. Chiappetta Realty Group is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (630) 560-9185 if your needs include a real estate pro ready for the business side of real estate.

Anticipated closing costs

There are certain ordinary costs related to closing the sale of a house. These fees are commonly split between the buyer and seller, as directed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Illinois to help lead you through the process.

Loan-related closing costs (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the highest sales price, but I'll also campaign for reduced closing costs. And once we've reached an agreement, I'll explain in detail the closing costs so you know exactly where your money is going.

Buyers: If you are purchasing real estate in Dupage County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not stunned when you arrive at closing time. I'll be willing to review the GFE with you, answering your questions and highlighting any estimates in question.

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